Microsec offers PKI-based services for Payment Service Providers (PSPs) to fulfil authentication and information security requirements triggered by the Revised Payment Services Directive (PSD2). Our solutions provide essential security elements for Account Servicing Payment Service Providers (ASPSPs) and Third-party Payment Providers (TPPs) operating within the European Economic Area (EEA).
Our “eIDAS certificates” allow PSPs to comply with the requirements and related regulatory technical standard resulting from the PSD2 Directive. The certificates ensure the authenticity, confidentiality and integrity of the communication, as well as provide legally binding evidence about transactions and contents. Microsec operated “e-Szignó Certificate Authority” qualified trust services are listed on the EU Trust List.
We suggest PassByME Mobile ID service as a Strong Customer Authentication (SCA) tool based on the power of PKI. Payment Service User (PSU) consent, with the use of a mobile device, is directly linked to the content. It provides information integrity, personalized, secure and interactive, therefore more than a PSD2-compliant SCA tool. The service is also suitable for multichannel transaction approval, messaging, PDF signature and bulk signing.
Microsec developed PSD2-specific certificate validation toolbox provides a robust and customizable solution for all validation tasks, including checks of subject identity, certificate expiry, revocation, qualified status, conformity, regulatory information and more. The toolbox can be used to validate any certificate given as input, or to validate a certificate as part of a complete digital signature validation (e.g. for electronic seal certificates).
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